Decision Maker: Subhash Chandra Khuntia, Chairman IRDAI (Insurance Regulatory and Development Authority of India)
Jhatkaa.org is running a campaign to address the issues surrounding home treatment for covid cases. The campaign aims to get insurance companies to reimburse home treatment for covid patients when they can't get a bed due to rising covid cases.
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The second wave of Covid has been harsh on us leading to shortage of beds, oxygen and medical facilities. Most of the patients are being turned away from hospitals due to the shortage of beds.
The unlucky ones who can't find a bed are forced to opt for treatment at home with whatever private help they can get. And private help comes mostly at inflated prices.
We have paid our premium on time and we feel the security of a health insurance to come to our financial aid. But not in the current situation. Most existing mediclaim/indemnity type health insurance policies do not cover standalone domiciliary hospitalization, i.e., medical treatment at home. Although most policies cover pre and post hospitalisation care a mandatory hospitalisation would be required to claim a reimbursement.
The condition of 24 hours of hospitalization presumes that hospital beds would be available on-demand, which is not the case in the current pandemic.
Due to unavailability of bed, meaning no hospitalization, the costs of people taking home treatments will not get reimbursed by the insurance company.
Finances and jobs took a hit last year and a lot of people would be unable to bear the additional expenditure that comes with medical bills.
Sign the petition. Demand Subhash Chandra Khuntia, Chairman IRDAI , to reimburse domiciliary (at home ) treatments for covid cases.
Thank you for signing this campaign and asking to reimburse domiciliary (at home ) treatments for covid cases.
The more people are behind an issue - the more likely it is that the decision-maker will pay attention. Each name that is added to a campaign takes it one step closer to succeeding.
Can you help spread the word about this campaign by sharing it with your friends and family?